Workers’ compensation laws in North Carolina

If you work in North Carolina, you likely know that the state’s citizens take great pride in doing what it takes to get the job done. Whether your job requires you to host tourists in the Outer Banks or you work at or near Chapel Hill, you should know what to do if you’re injured at work. Workers’ compensation will help you cover your medical bills and related expenses. Here are some compensation rules you should be aware of if you’re hurt on the job in North Carolina.

Workers’ compensation insurance

Most companies in North Carolina are required to carry workers’ compensation insurance. However, most farmers, federal employees and domestic workers are exempt. Even if you’re covered by your company’s policy, not all conditions or disabilities are eligible for compensation. Disabilities that develop from occupation-related diseases like silicosis or asbestosis are compensable in North Carolina. This also applies to accidental injuries that happen on the job, unless you were intoxicated when the incident occurred.

In North Carolina, mental injuries fall under the umbrella of occupational injuries, but there must be evidence that work directly contributed to the mental illness.

Benefits

Wage replacement, medical treatment, and vocational rehabilitation are available to North Carolina workers who are injured on the job. Wage replacement is based on 66 2/3% of your average weekly pay, but the state does enforce a maximum amount you can receive. Workers’ compensation in North Carolina also includes vocational rehabilitation to help you find and train for a new career.

When a person is injured in North Carolina, the person’s employer selects their medical provider. The employer also pays for treatment. You must petition the Commission if you wish to see another physician.